Travel medical insurance with war and terrorism coverage is one of the specialty benefits Good Neighbor Insurance (GNI) provides to our clients traveling outside the U.S. or their home country. The Diplomat International travel medical insurance is one of the best travel medical insurance plans out in the market that allow coverage for war and terrorism benefits.
First, let’s learn more about this Diplomat International travel medical insurance and then will go into more of the war and terrorism benefit. You may view all the most up-to-date brochure here on our web page at https://www.asia-insurance.com/travel-from-indonesia/diplomat-international-travel-medical-insurance/.
This Diplomat International travel medical insurance is designed for United States citizens traveling outside the United States or Non-U.S. citizens traveling outside their home, with no travel to the United States. This valuable travel medical insurance protection is best for tourists, holiday travelers, students, business and leisure travelers, students studying abroad, international exchange students as well as faith based travelers.
War and Terrorism benefit(s):
Let’s look more into the benefits of the war and terrorism coverage (information from our friends at Global Underwriters) We want to provide you the exact information (as of 10-19-2017) to give you the full picture of what and what is not covered under this benefit. Of course the key to all travel medical insurance is to call one our licensed international agents at 480-633-9500 here in Arizona or via our toll free number of 866-636-9100 for the most up-to-date information or email us at .
In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for “declared or undeclared war or any act thereof” is waived for an Insured Person’s loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein). War Risk Coverage in a high risk country (listed below) requires payment of an additional premium and advance notice of travel. Termination Date- War Risk Coverage ends on the earliest of: (1) the date the Policy terminates; (2) the date specified in the Company’s written notice to the Policyholder or Participating Organization of the Company’s intent to terminate War Risk Coverage (or 10 days after the date the written notice is received by the Policyholder or Participating Organization, if later).Termination of War Risk Coverage will not affect a claim for a covered loss that occurred while War Risk Coverage was in effect.
War Risk Area 1 (High War Risk – coverage is mandatory – covers your travels to countries in War Risk Areas 1, 2, and 3) – Afghanistan, Algeria, Cameroon, Iran, Iraq, Israel, Libya, Nigeria, North Korea, Pakistan, Palestinian Territories, Russian Federation (North Caucasus Region of Russia), Saudi Arabia, Somalia, Syria, Ukraine and Yemen.
War Risk Area 2 (Medium War Risk – coverage is highly recommended – covers your travels to countries in War Risk Areas 2 and 3) – Armenia, Azerbaijan, Bahrain, Bangladesh, Bolivia, Burma, Burundi, Central African Republic, Chad, Colombia, Dem. Republic of Congo, East Timor, Egypt, Eritrea, Haiti, India (Jammu, Kashmir and Mumbai), Indonesia, Ivory Coast, Kenya, Kyrgyzstan, Lebanon, Liberia, Mali, Mauritania, Mexico, Nepal, Niger, Oman, Papua New Guinea, Philippines, Qatar, Sierra Leone, South Sudan, Sri Lanka, Sudan, Uzbekistan, Venezuela and Zimbabwe.
War Risk Area 3 (Low War Risk – recommended – covers your travels to countries in War Risk Area 3) – All other countries not listed in Area 1 or Area 2 locations.
Country Specific Information – We provide Country Specific Information for every country of the world. For each country, you will find information like the location of the U.S. embassy and any consular offices; whether you need a visa; crime and security information; health and medical conditions; drug penalties; and localized hot spots. This is a good place to start learning about where you are going.
Changes in Terms and Conditions – The terms and conditions of War Risk Coverage, including but not limited to the definition of the Designated War Risk Territory(ies), may be changed at any time to reflect conditions that, in the opinion of the Company, constitute a change in the war risk exposure of the Participating Organization or the Insured Person.
# # # # #
www.insuranceforBali.com works in collaboration with Good Neighbor Insurance. Good Neighbor Insurance has been in business since 1997! Every one of our international trained and licensed insurance agents has a heart to serve you, our guests. It is a joy to know that we can provide you all with peace of mind with one of our many overseas medical insurance options to safe guard from financial calamity as well as providing you the best medical care while on your travels. To connect with Good Neighbor Insurance, please email us at or call us here in our Gilbert, Arizona office at 480-633-9500 or toll free at 866-636-9100.